How to Set Primary Account in PhonePe?

You can add several bank accounts but one has to be selected as the primary bank account. A primary bank account is the one that is used by default to send and receive money. If you have set only one bank account in PhonePe, then it automatically becomes the primary account. However, if you have added multiple accounts then you need to choose one as a primary account. Here is a step-by-step method to set primary bank account:

Open the PhonePe appGo to My Money and under Payment Methods choose Bank AccountsClick on the Add New Bank Account button and Select your bankPhonePe will fetch your account details and link them to your accountGo ahead and set up UPI PIN by clicking on the set UPI PIN buttonEnter the last six digits of your ATM/Debit card along with the expiry dateUse the OTP received on your phone to set the UPI PINThe bank account has been added and set successfullyYou would now be able to do transactions from your bank account directly just by authenticating with your UPI PIN

Here is the guide to change the primary/default bank account:

Open the PhonePe app

Tap on My Money and select Bank Accounts in the Payment Methods section where all the linked accounts will be displayedSelect the bank account you want to set as your new primary/default accountTap to highlight the green tick mark besides Set as Primary optionConfirm by tapping on Yes on the pop up that will appear on the screenThis account will be used to send and receive money from now on until and unless you make any further changes

Please keep in mind that the primary or default account PhonePe is the one associated with your BHIM UPI ID. You can add or delete more bank accounts as per your choice. To make out which is your primary bank account among many of them, look for the checkbox with a green tick mark. Your primary bank account will have the mark next to it. Here is a small video guide to help you with setting up or changing the primary bank account in PhonePe. We hope you found our guide on how to set primary account in PhonePe easy and helpful. The beauty of this process is that it can be done from anywhere and anytime provided you have a smartphone and Internet. Please share this article to let more people know about the process. Let us know in the comments section below if you want such guides on other payment apps as well.

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